What is a Payday Loan(Payday Advance)?

     A Payday Loan is an easy and confidential way to get short-term cash. Small amounts of
     money (N50K  to  N1m) can be borrowed until your next payday.


     How do I receive the money?

     When you are approved, we electronically deposit the money directly into your bank account
     or we issue you a cheque.When the payment is due, you then electronically credit our account.
     What could be easier?


     How long does it take to get the Payday Advance?

     Once you are approved for the loan, we send the money directly to your bank the same day
     or issue you a cheque.
     Your bank will then place the money into your account the next business morning.
     Most clients receive the money in less than 24 hours.


     What do I need, to apply for the loan?

     You need to have your most recent bank statement (30 days of activity).
     You need to have your  most recent pay stub  (proof of income).
     You need to have a proof of employment.


     If I have all of the required information, what do I do then?

     If you meet the requirements, and you have all of the required information, all you have to
     do is call our office ( 234 - 738-9982 ), or fill out the loan application form online.
     
     We make it easy for your convenience.

     
     Please call:-   Monday - Friday: 8 am to 4:00 pm.


     Savings Tips

1. Be sure to list all of your income and expenses. It helps to look at old receipts,
    bank account statements and pay stubs from a few months.
   If you don’t know exact numbers,put down your best estimate, you can always    adjust your figures later.

2. Add savings to your list of expenses. Try to put aside 10% of your gross income
    and put it into a savings account or other kind of investment, so you have some
    money that you can use if an emergency happens.

3. Make sure you have more income than expenses. When you have all income
    and expense items listed, subtract your expenses from your income.
    You should have a positive amount remaining.
   
This is your bottom line and cushion for unforeseen expenses. If you have a negative amount remaining, you need to work at reducing your expenses to keep from going into debt.

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Call: 234-1-738-9982,
mail:info@creditbond.net                                                                                                                                    

 

 










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